Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing When the Mean is Nice CALCULATE: How Much House Can You Afford? MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Plan Fits Your Income? PLAY: Types of Car Insurance PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses PLAY: Roll with the Market FINE PRINT: Financial Aid Package ANALYZE: Overdraft Fees What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time MOVE: Credit Musical Chairs COMPARE: Types of Health Insurance Plans MOVE: Let's Make a Mutual Fund PLAY: The Bean Game Which savings strategy is most effective? What is the average credit card debt held by Gen Z? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans