Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action PLAY: Roll with the Market MOVE: Types of Employment ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts When the Mean is Nice RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund PLAY: The Bean Game PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function