Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment PLAY: The Bean Game FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! What source of funding is used most often to start new businesses? Which savings strategy is most effective? COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate