Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance PLAY: Budget Frenzy! MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice You Just Gotta Habit! What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! FINE PRINT: Schumer Box PLAY: It Costs HOW Much? RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines