Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? When the Mean is Nice MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods