Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? MOVE: Types of Employment When the Mean is Nice CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time You Just Gotta Habit! FINE PRINT: Financial Aid Package RESEARCH: Credit Protections RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement PLAY: The Bean Game

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions