Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections When the Mean is Nice ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications Which savings strategy is most effective? ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? MOVE: Types of Employment CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns