Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box MOVE: Types of Employment INTERACTIVE: Invest with STAX! You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! MOVE: Credit Musical Chairs INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? PLAY: Roll with the Market PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment When the Mean is Nice RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking