Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game PLAY: Roll with the Market You Just Gotta Habit! What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! Which savings strategy is most effective? FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance PLAY: Organize Budget Expenses MOVE: Types of Employment COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! When the Mean is Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking