Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Bummer! MOVE: Types of Employment COMPARE: Types of Health Insurance Plans ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses PLAY: Roll with the Market Do consumers send more money through Zelle or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs You Just Gotta Habit! INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity ANALYZE: Overdraft Fees COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Plan Fits Your Income?

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations