Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package Which savings strategy is most effective? What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice MOVE: Types of Employment PLAY: The Bean Game PLAY: Roll with the Market

DESMOS ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns