Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans You Just Gotta Habit! CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment PLAY: Types of Car Insurance MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice FINE PRINT: Schumer Box

DESMOS ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income