Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time PLAY: It Costs HOW Much? RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? When the Mean is Nice PLAY: Roll with the Market What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? PLAY: The Bean Game What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution