Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging You Just Gotta Habit! COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? When the Mean is Nice INTERACTIVE: Bummer! RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment FINE PRINT: Schumer Box Which savings strategy is most effective? PLAY: Roll with the Market PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form