Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment You Just Gotta Habit! When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance PLAY: It Costs HOW Much? INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs