Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment PLAY: Roll with the Market INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! When the Mean is Nice You Just Gotta Habit! INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections FINE PRINT: Schumer Box PLAY: Types of Car Insurance PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form