Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs RESEARCH: Credit Protections What source of funding is used most often to start new businesses? Which savings strategy is most effective? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement When the Mean is Nice MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment