Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores MOVE: Types of Employment RESEARCH: Credit Protections CALCULATE: Your Federal Taxes CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box PLAY: Roll with the Market INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? COMPARE: Auto Loans COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity When the Mean is Nice MOVE: Your Tax Dollar in Action Just Gotta Habit PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity