Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? You Just Gotta Habit! RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts PLAY: Roll with the Market PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary When the Mean is Nice Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments