Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! MOVE: Types of Employment FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? When the Mean is Nice What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment You Just Gotta Habit! ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns