Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Gotta Habit MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! READ: Retirement Basics FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? FINE PRINT: Financial Aid Package RESEARCH: Fair Credit Reporting Act PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? When the Mean is Nice ANALYZE: Dollar Cost Averaging in Action MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance MOVE: Types of Employment RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions