Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment PLAY: Roll with the Market MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates