Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action When the Mean is Nice CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game You Just Gotta Habit! PLAY: Roll with the Market PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance

DESMOS ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability