Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance INTERACTIVE: Bummer! PLAY: Budget Frenzy! RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time CALCULATE: Return on Your College Investment PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? Which savings strategy is most effective? What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action MOVE: Types of Employment COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates