Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses Which savings strategy is most effective? MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? COMPARE: Auto Loans ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box You Just Gotta Habit! MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance PLAY: Budget Frenzy! PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns