Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? When the Mean is Nice If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? PLAY: The Bean Game FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Online Bank Simulator ANALYZE: Overdraft Fees What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Types of Employment What source of funding is used most often to start new businesses? RESEARCH: Credit Protections PLAY: Types of Car Insurance COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences