FinTech Apps and Micro-Investing

• According to Warren Buffet, for the average investor, it’s all about low fees.  Would he support these low cost apps as a way to get average investors into the market.
• Here is another in-depth look at how micro-investing works, in both rising and falling markets.
• Here are two articles from Money Magazine about getting started in investing using investment apps.
• Blackrock, which manages $6 trillion in assets, is moving into the micro/app space with an investment in Acorns.

Market Volatility

• Today’s market is more volatile of late.  Here is some advice on how to deal with it.  
• First of all, remember the basics and don’t make rash decisions.
• Follow these five tried and true strategies….just as relevant in a volatile market as any other.
• Here is a more detailed look at what drives the volatility, and how long-term strategies help you deal with it.  

Bitcoin (again….still)

• Just in case you/your students haven’t gotten the message yet, Warren Buffet chimes in and declares that Bitcoin isn’t investing but is gambling.

Impact Investing

• Impact investing is going through a bit of an identity crisis.  A consistent definition would be a good start.
• You can also do impact investing through debt and fixed-income funds.

Index Funds, ETFs and more

• With the number of index funds outstripping the number of actual stocks, are they really passive?
• Are ETF’s riskier in a market downturn?  Read this Nerdwallet blog explaining the pros and cons/myths and realities of ETFs.
• You can invest in real estate without actually buying it.
• With 10,000 people turning 65 every day in the US, investing in anything related to this growing demographic makes sense.

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