In this week's episode of FinCap Friday: Save a Dime on Valentine's, Yanely shares her personal expectations for Valentine's Day with her significant other and why they don't care very much for the commercialization of this holiday. Tim learns how the Love Languages quiz helped Yanely save money a few years ago, and he also gets a snapshot of what consumer spending is expected to look like in 2023. Will spending be higher or lower than years past? Why? Find out all about this week's topic in the clip below:

References: 

Valentine's Day Spending is Set to Jump (CNBC)

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Next week's episode of FinCap Friday will celebrate Black History Month! Check out NGPF's list of recommended Black History Month resources and activities for your classroom here.

About the Authors

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!