Overdraft is a fee-based service that enables consumers to make debit card transactions in excess of their available account balance. In 2022, more banks are getting rid of it! Why is this happening and what else do banking customers need to know about it? Find out the answers to these questions - and more - in this week's episode of FinCap Friday below: 

If you're short on time, try our simplified No Tech version, containing embedded questions right in the slide deck!

Check out all of our FinCap Friday episodes here. They're not date-dependent so any of the 140+ in our catalog dating back to August 2018 may work throughout the coming year!

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!